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- # Returns simulated assuming 12% annual return. Past performance is not indicative of future returns.
- Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
- Trusave Fintech Pvt Ltd is an AMFI registered mutual fund distributor with ARN-321640.
Four ways to put
your money to work
Accumulate, grow, diversify, or borrow — all from one app, all SEBI / RBI compliant.
INSTAFD
Accumulate
wealth, daily
Save daily from ₹100 with FD-like predictable returns and zero lock-in.
- Start from ₹100 / day
- FD-like returns, no lock-in
- Withdraw anytime, instantly
- Backed by RBI-licensed banks
BACHATT WEALTH
Grow wealth with
curated baskets
Curated mutual fund baskets, monitored daily on 100+ parameters by our research team.
- Curated mutual fund baskets
- 100+ parameters evaluated daily
- Proactive market monitoring
- SIP / one-time via UPI · SEBI regulated
GOLD & SILVER MF
Digital Gold &
Silver, the right way
Invest in Gold & Silver mutual funds — no GST, no making charges, fully digital.
- 0% GST · no making charges
- 100% digital · SEBI regulated
- No lock-in · withdraw anytime
- Track 24K purity-equivalent units
INSTA LOANS
Personal & business
loans, instantly
Personal & business loans up to ₹5 lakhs, approved instantly with daily/weekly/monthly repayment.
- AI eligibility check in 30 sec
- Real-time score · no bureau ping
- Personalized repayment plans
- RBI-approved NBFC partners
Partnered with India's top AMCs
Invest with confidence through trusted partners.
Why 10 Lakh+ Indians trust us
Security, transparency, and performance at every step.
Join thousands of smart investors building wealth daily
Start saving in three easy steps
From sign-up to your first SIP, the path is the same — short, clear, and entirely on your phone.
Set Your Daily Amount
No lock-in, fully flexible
Start from as low as ₹51 and increase anytime.
Set up UPI autopay
Autopay with UPI
Setup daily savings with your preferred UPI app.
Complete 2 min KYC
Complete your KYC with PAN & Aadhaar
Investments start after KYC completion. It’s quick and easy!
Savings with Bachatt is safe & effortless
A glance at the screens that take you from sign-up to your first SIP — designed for speed, transparency, and trust.
Daily Savings
Save Transparently, watch it grow daily
Daily Savings
Transparently view your savings grow in palms of your hand.
Build Wealth Smartly
Access 12+ wealth-building strategies designed by financial experts. Diversify your portfolio with mutual funds tailored to your goals.
Smart Baskets
Choose from curated baskets of mutual funds. Start investing with as low as ₹100 and build wealth systematically.
SIP Calculator
Calculate potential returns on your investments. See how small daily savings can grow into substantial wealth over time.
Complete Passbook
View your complete investment history with detailed transaction records. Full transparency with downloadable statements anytime.
Manage SIPs Easily
Pause, modify, or stop your SIPs anytime without penalties. Increase or decrease investment amounts as per your convenience.
Refer & Earn
Invite friends to start their investment journey and earn rewards. Help your loved ones build wealth while earning referral bonuses.
Free Credit Score
Check your credit score for free, anytime. Get personalized tips to improve your creditworthiness and financial profile.
See what your savings could become
Based on past returns of Bachatt curated baskets. Past performance ≠ future returns.
Over the past
Note: Returns shown are based on past performance of funds in curated MF baskets. Returns are subject to revision periodically as basket composition changes. Mutual fund investments are subject to market risks. Past performance is not indicative of future returns. Please read all scheme related documents carefully and choose your investments wisely.
India wealth growth journey
Visualize your financial future with compound growth patterns observed in Indian markets.
18% of GDP
Avg Household Savings Rate
RBI 2023 Report184% CAGR
Digital Savings Growth
NPCI 2024Bank Deposits (65%)
Top Saving Instrument
NSSO Survey₹2.5Cr Average Target
Retirement Savings Goal
PFRDA StudyLeading CEOs and CXOs support Bachatt
Operators who have built and run some of India’s most trusted financial businesses, alongside us from day one.
Abhinav Sinha
Global COO, OYO
Maninder Gulati
CSO, OYO
Abhiraj Bhal
CEO, Urban Company
Sunil Prabhune
Ex-CEO, L&T FS Rural Finance
Our founding team
10+ years of deep expertise across financial services, product & tech, and building and scaling large businesses.
Trusted by leading institutions
From regulators and AMCs to payment networks — every partner that lets us put your money to work.
How we compare to traditional options
See why thousands are switching to Bachatt for their everyday savings.
| Features | BEST CHOICE B Bachatt | Traditional Banks | Other Apps |
|---|---|---|---|
| Start Saving From | ₹100 (Daily/Weekly/Monthly) | ₹5,000 | ₹1,000 |
| Savings Automation | UPI AutoPay (Daily/Weekly) | Manual deposit | Monthly SIP only |
| Expected Returns | Curated MF baskets (Equity, Debt, Gold) | upto 7% p.a. (Fixed Deposits) | upto 12% p.a. (Stock/MF apps) |
| KYC & Onboarding | 2 min (Aadhaar + PAN) | 2-3 days (Branch visit) | 15-30 min |
| Lock-in Period | Zero lock-in | 1-5 years (FD penalty) | Zero lock-in |
| Withdrawal Speed | Instantly to bank account | After maturity / penalty | T+2 to T+3 |
| Built for Self-Employed | Yes — irregular income friendly | No — fixed EMI/SIP focus | No — salaried user focus |
| Customer Support | WhatsApp + Call (8AM-8PM) | Branch / toll-free queue | Email / chatbot |
| Asset Classes | Mutual Funds, FD, Gold | FD, Savings A/c | Stocks, MF, Gold |
Your money is completely safe
We follow industry-leading security practices to ensure your investments are protected at every step.
AMFI Registered
AMFI registered mutual fund distributor — ARN-321640
Bank-Grade Encryption
256-bit SSL encryption protects all your data
Direct AMC Investment
Your money goes directly to AMCs, not stored with us
Complete Transparency
Real-time portfolio tracking with full disclosure
How Your Money Flows
You
Set daily amount
Bachatt
Processes securely
AMCs
Direct investment
We don't hold your money
Goes directly to registered AMCs
Encrypted transactions
Same security as your bank
AMFI registered
Full compliance & transparency
Trusted and certified by
How can we help you?
Browse through our frequently asked questions or search for specific topics.
1. बचत ऐप के माध्यम से SBI और ICICI के प्रमुख फंड्स में daily या weekly SIP शुरू कर सकते हैं। 2. daily SIP ₹51 से और weekly SIP ₹1001 से शुरू हो जाती है। 3. पेमेंट के लिए आप UPI mandate सेटअप कर सकते हैं, जिस से रोज़ाना या साप्ताहिक, जैसा आपने चुनाव किया है, राशि अपने आप आपके बैंक खाते से कट कर आपके बचत खाते में जमा हो जाएगी。 4. SIP करने के लिए आपकी अपने PAN और Aadhaar के माध्यम से आसान KYC करने की जरूरत है, जो बचत ऐप में ही 1 से 2 मिनट में हो जाएगी。 5. इस बचत पर आपको सालाना 7% से 8% तक ब्याज मिलता है, जो बैंक की एफडी के बराबर है। 6. बचत ऐप पर कोई लॉक-इन नहीं है — आप ज़रूरत पड़ने पर कभी भी अपने पैसे निकाल सकते हैं। 7. जितने दिन आपके पैसे बचत खाते में रहेंगे, उतने दिनों का डेली ब्याज आपको मिलता रहेगा।
1. मुबारक हो, आपकी SIP शुरू हो गई है। 2. ICICI ने आपका अकाउंट खोलने की प्रक्रिया शुरू कर दी है। 3. अगले 1 se 2 दिनों में आपका अकाउंट क्रिएट हो जाएगा, जिसके बाद आप चाहें, तो पैसे withdraw कर सकते हैं। 4. अकाउंट खुलते ही, ICICI के द्वारा आपको SMS और Email पर इसकी सूचना दे दी जाएगी。 5. सरकार के निर्देश अनुसार, कल आपकी SIP नहीं कटेगी, उसके बाद ये रोज़ाना अपने आप कटने लगेगी。 6. शनिवार और रविवार को SIP नहीं कट ती है, क्यूंकि इन दिनों ICICI बंद रहता है। 7. अपने savings की जानकारी, आप भारत सरकार की वेबसाइट, MF Central पर भी देख सकते हैं। 8. किसी और जानकारी के लिए, आप हमे बचत ऐप के अकाउंट सेक्शन में, हेल्प एंड सपोर्ट के माध्यम से संपर्क कर सकते हैं。 9. बचत के साथ जुड़ने के लिए आपका धन्यवाद।
1. बचत ऐप पर आपकी SIP की पहली राशि कटने के साथ ही, ICICI आपका अकाउंट, यानी की फोलियो क्रिएट करने की प्रक्रिया को शुरू कर देता है। 2. अगले 1 se 2 दिनों में आपका अकाउंट क्रिएट हो जाएगा, जिसके बाद आप चाहें, तो पैसे withdraw कर सकते हैं। 3. अकाउंट खुलते ही, ICICI के द्वारा आपको SMS और Email पर इसकी सूचना दे दी जाएगी।