An AI Savings Expert for
every Indian
Meet Bachatt Saathi. It finds where your money can grow, spots bank charges and surfaces better offers — across mutual funds, Insta Fund, Gold & Silver, loans and cards.
10 Lakh+
Users
#3
SIP initiator in India
ARN-321640
AMFI registered
Insta Fund
FD-like, no lock-in
Mutual funds
Scored daily
Gold & Silver
No GST
Ask
Saathi finds the opportunities in your money.
Score
Every fund scored on 100+ parameters, daily.
Grow
Step up, pause or withdraw instantly. No lock-in.
Borrow
Loans and credit cards from partner banks & NBFCs.
AI
Savings Expert
Bachatt Saathi, chat or call
#3
SIP initiator in India
among all investment platforms
10 Lakh+
Indians saving with us
across the country
Zero
Lock-in period
withdraw anytime, instantly
However you earn, saving should be simple
Bachatt fits salaried income and business income alike — and Saathi tailors what it finds to how the money reaches you.
Salaried professionals
Every common Indian earning a salary — not just the corporate crowd. Set a SIP on the date your money arrives and let it run.
Shop owners & traders
Jewellers, dealers, distributors and retailers. Saathi helps you put your takings to work, in step with how they actually come in.
Manufacturers & factory owners
Businesses with seasonal cycles, and the people who work in them. Pause, step up or withdraw whenever the month demands it.
First-time savers
Never bought a mutual fund before? Ask Saathi — it explains your options in plain Hinglish. No jargon, no paperwork.
A relationship manager, for everyone.
Banks keep their relationship managers for large balances. Bachatt Saathi is an AI Savings Expert for every Indian — whatever you earn.
Ask Saathi
Tell Saathi what you want your money to do. It looks for growth opportunities, bank charges and better offers — and explains them in plain language.
Watch it work
Track every rupee in the app, withdraw instantly whenever you want, and see exactly where your money sits. Nothing is locked in.
Step up at your pace
As confidence grows, so do the amounts. The average monthly SIP of a Bachatt customer is on par with India’s largest investing platforms.
Five ways to grow your money
All in one app. Saathi shows you which one fits.
*Insta Fund is a liquid mutual fund, not a bank fixed deposit (FD). Returns are market-linked and not guaranteed. Mutual fund investments are subject to market risks. Loans and credit cards are offered by partner banks and NBFCs, subject to their eligibility criteria.
We run the maths, so you don’t have to
Every mutual fund on Bachatt is analysed on 100+ quantitative parameters, multiple times a day, and given a score. Anyone can see which funds are doing well right now.
- A data-driven score on every fund, refreshed several times a day
- Compare funds at a glance instead of digging through factsheets
- Invest in a single fund, or build a basket across categories
- Funds from every SEBI-registered AMC are available to pick from
Fund scores are a quantitative comparison tool, not investment advice or a guarantee of future returns.
What goes into a score
Returns across time periods
Risk and drawdown behaviour
Consistency versus category
Portfolio quality and costs
Illustrative view of the parameter groups behind a Bachatt fund score.
Savings with Bachatt is safe & effortless
A glance at the screens that take you from sign-up to your first SIP — designed for speed, transparency, and trust.
Insta Fund
FD-like returns, no lock-in
Insta Fund
Park idle money in a liquid mutual fund and withdraw instantly, anytime. Insta Fund is not a bank FD; returns are market-linked.
Build Wealth Smartly
Bachatt scores every fund on 100+ parameters, multiple times a day. Pick a top-scored fund or build a basket that fits your goals.
Gold & Silver
Invest in gold and silver through ETF-based funds — no GST, no making charges, SEBI-regulated. Start with as little as ₹100.
Insta Loans
Loans up to ₹5 lakh from our partner banks and NBFCs, with a quick eligibility check and all your loans in one place.
Credit Cards
Lifetime-free cards from our partner banks that earn rewards as 24K gold on everyday spends.
Complete Passbook
View your complete investment history with detailed transaction records. Full transparency with downloadable statements anytime.
The details, in one place
Bachatt is operated by Trusave Fintech Private Limited, an AMFI-registered mutual fund distributor, and is backed by large institutional investors and CXOs of leading Indian startups and financial institutions.
- Legal entity
- Trusave Fintech Private Limited
- AMFI registration
- ARN-321640 (Mutual Fund Distributor)
- Industry
- Financial Services
- Headquarters
- Dwarka, Delhi
- Website
- bachatt.app
- Support
- Customer support
What we do
- Mutual funds, scored daily
- Insta Fund (liquid debt fund)
- Gold & Silver funds
- Personal & business loans
- Credit cards
Start saving today
Join 10 lakh+ Indians growing their money with Bachatt Saathi, your AI Savings Expert — no lock-in, instant withdrawal.
AMFI-registered MF Distributor · ARN-321640 · Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.