Terms and Conditions
Last Updated: February 9, 2025
At Bachatt, our terms and conditions focus on customer first. We are committed to deliver you the best of our services.
1. Introduction
Welcome to Bachatt! These Terms and Conditions ('Terms') govern your access and use of our website located at bachatt.app ('Platform'), our mobile application ('App'), and all associated services ('Services'). Bachatt is a product of Trusave Fintech Private Limited ('Bachatt', 'we', 'us', or 'our'), a company incorporated under the laws of India.
By accessing or using our Platform, App, or Services, you ('you' or 'your') agree to be bound by these Terms. If you disagree with any part of the Terms, then you may not access the Services.
2. Services
Bachatt provides a platform for daily savings and investment in various financial products, including mutual funds, digital gold, fixed deposits, and other investment options as may be introduced from time to time.
We also offer additional financial services such as loans, credit cards, and insurance, in partnership with our affiliates and third-party service providers.
3. Eligibility
You must be at least 18 years old and a resident of India to use our Services.
By using our Services, you represent and warrant that you have the right, authority, and capacity to enter into these Terms and to abide by all applicable laws and regulations.
4. Account Registration
To access certain features of our Services, you may be required to register for an account.
You agree to provide accurate, current, and complete information during the registration process and to keep your account information updated.
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
5. User Conduct
You agree not to:
- Use our Services for any illegal or unauthorized purpose.
- Impersonate any person or entity or falsely state or misrepresent your affiliation with a person or entity.
- Interfere with or disrupt our Services or servers or networks connected to our Services.
- Use any data mining, robots, or similar data gathering or extraction methods.
- Violate any applicable laws or regulations.
6. Intellectual Property
The Platform, App, and Services, including all content, features, and functionality, are owned by Bachatt and are protected by copyright, trademark, and other intellectual property laws.
7. Disclaimer
Bachatt provides a platform for accessing financial products and services but does not provide any financial advice.
The information provided on our Platform and App is for informational purposes only and should not be construed as investment advice.
You are solely responsible for your investment decisions and should consult with a qualified financial advisor before making any investment decisions.
8. Limitation of Liability
To the maximum extent permitted by applicable law, Bachatt shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the services; (ii) any conduct or content of any third party on the services; (iii) any content obtained from the services; or (iv) unauthorized access, use, or alteration of your transmissions or content.
9. Indemnification
You agree to indemnify and hold Bachatt harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your breach of these Terms or your violation of any law or the rights of a third party.
10. Termination
Bachatt may terminate your access to all or any part of the Services at any time, with or without cause, with or without notice, effective immediately.
11. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of India.
Any dispute arising out of or relating to these Terms or the Services shall be subject to the exclusive jurisdiction of the courts in Delhi, India.
12. Entire Agreement
These Terms constitute the entire agreement between you and Bachatt relating to the subject matter herein and supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and Bachatt with respect to the Services.
13. Changes to Terms
Bachatt reserves the right to modify these Terms at any time in its sole discretion.
If we make material changes to these Terms, we will post the updated Terms on our Platform and update the "Last Updated" date at the top of this page.
Your continued use of the Services following the posting of revised Terms means that you accept and agree to the changes.
14. Contact Us
If you have any questions about these Terms, please contact us at:
- Email: hello@bachatt.app
Disclaimer:
This policy is a general guideline and may be subject to change based on specific product or service offerings, regulatory requirements, or Bachatt's internal policies. Users are encouraged to review the specific terms and conditions associated with each service or product before use.