Customer Support

Bachatt gives every Indian an AI Savings Expert, Bachatt Saathi — whether you are a salaried professionals, shop owners, jewellers, dealers, manufacturers, factory owners and the people who work with them. It is simple enough for a first-time saver to understand and use, and has every feature a seasoned investor needs.

Bachatt Saathi is your AI Savings Expert inside the Bachatt app. Like a personal relationship manager, Saathi looks across your money and finds opportunities: 1. Where your savings can grow, with the risk you are comfortable with. 2. Bank charges that may be deducted from your account — and how to get them back. 3. Better loan offers from our partner banks and NBFCs. 4. Lifetime-free credit cards with rewards, including cashback in 24K gold. You can chat with Saathi or call. Saathi is an AI-powered information tool and does not provide personalised investment advice.

1. Mutual funds — from every SEBI-registered fund house, each with a Bachatt score. 2. Insta Fund — a liquid (debt) mutual fund that aims for FD-like returns, with no lock-in and instant withdrawal. 3. Gold & Silver — funds that invest in gold and silver ETFs, with no GST or making charges. Ask Saathi which one fits you, then invest through a SIP or as a one-time investment. Mutual fund investments are subject to market risks; returns are not guaranteed.

Funds from every SEBI-registered fund house (AMC) are available on Bachatt, so you can pick and invest in any fund yourself. The funds and baskets we feature come from large AMCs like SBI, ICICI Prudential, Axis, HDFC and Motilal Oswal.

Bachatt analyses every mutual fund on 100+ quantitative parameters, multiple times a day, and gives each fund a score. This helps you see which funds are doing well right now, compare them at a glance, and invest in one fund or build a basket. The score is a data-driven tool, not personalised investment advice or a guarantee of future returns.