Bachatt
India's Savings & Wealth Platform
Backed By
The investors behind Bachatt
Global multi-stage VC behind Flipkart, Swiggy & Freshworks
$40B+ AUM, backing Razorpay, Zepto, Sharechat & 500+ companies globally
Early-stage VC behind Zomato, Policybazaar & Shiprocket
What We're Building
Savings solutions built for real India...
In India, most financial solutions are built for the salaried class, while a large number of Indians are merchants or self-employed. Their cashflows are daily with small variability. The traditional fixed monthly SIPs or fixed deposits are not appropriate savings solutions for them.
Bachatt's base savings solution starts at ₹100, and allows users to save conveniently in debt mutual funds of SBI, ICICI and Axis AMC.
The Road Ahead
Becoming the wealth platform for India's self-employed
Save starting ₹100/day in debt mutual funds of SBI, ICICI & Axis AMC. Industry-first features like easy top-up, pause savings, weekend savings, instant withdrawals.
Proprietary AI monitors 4000+ MF schemes and market patterns to identify opportunities and optimize for stable, meaningful returns. Wealth advisory made simple and accessible.
Addressing the large credit gap with highly predictable working capital support for merchants and self-employed.
Over the next 12–24 months, Bachatt intends to reach a user base of 30 million.
The Founders
Former BCG colleagues. IIT & IIM graduates.
Built with obsession for India's merchant and self-employed segment — from kirana shopkeepers to jewelry store owners and dealerships.
“We want to be a trusted financial partner for the large 300Mn merchants and self-employed segment of the country. We want to build 5-6 curated & tailored financial solutions for them.”
— Anugrah Jain, Founder & CEOWhat Our Investors Say
Conviction from the best
“Today's financial products unfortunately aren't suited for most Indians. Bachatt is building solutions that massively improve the financial lives of India's self-employed user base, by first understanding that user base extremely well, and then partnering closely with financial institutions to create innovative solutions that just work.”
“The Bachatt team has demonstrated solid execution with rapid scale to serve millions of consumers within a short period. Their innovative approach to everything from user acquisition to product journeys to platform construction keeps them ahead when building for an underserved segment like this one.”
“Bachatt is addressing a fundamental gap in how consumers access quality products. By combining trust with a daily SIP model, they are aligning purchases with real incomes and unlocking access of new ambit of products to the large self-employed segment, with trust reinforced by the quality of partners they work with. It is rare to find a founding team that has known each other for years and brings such complementary skills and experience. At Accel, we are proud to partner with founders building population-scale utilities like Bachatt.”
Start your savings journey
Download Bachatt and begin with just ₹100 a day.